Terms

Last updated September 2026

Kovern is in early access. Customer agreements, the cardholder agreement, and the full terms of service are provided to each team during onboarding and will be published here before general availability.

The short version

• Kovern is a software platform operated by Vibe Code Beast Inc. It is not a bank and does not hold customer funds itself.
• Cards are issued, and balances are held, through Stripe and its regulated banking partners under their applicable agreements.
• Pricing is per active person per month, billed monthly, and can be cancelled at any time.

Contact

Questions: hello@kovern.ai.